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If you have mortgage arrears, judgments, missed payments or a
less than perfect credit history, we may have a solution for
you....
We know that not everyone has a perfect credit history, or
a reliable guaranteed income.
We also understand that some people can fall behind with their
mortgage payments for reasons which are often beyond their
control.
You may have lost your job and are only starting to get back
on your feet…
or your overtime at work may have been reduced (or removed
altogether)…
or borrowed too much and can’t cope with the repayments…
or things may have become difficult for 100 other reason…
Take
the first step in making a fresh start - apply for a
no-obligation quote
We know that in the current environment, it can be
difficult to keep up to date with all those mortgage and
loans repayments adding up together.
Traditionally, Irish mortgage lenders were not interested in
helping people with arrears (or people who have difficulty
proving their income), even if a remortgage would help
them reduce their monthly outgoings significantly.
The good news is that new mortgages have been
introduced to help those people who the main banks won’t
offer finance to.
So Even if:
- you've been turned down for credit
elsewhere
- you have mortgage arrears
- you have court judgments against you
- or you have no proof of income or a poor credit rating
…we could give you the go-ahead to remortgage
and raise the funds you need today.
Take
the first step in making a fresh start - apply for a
no-obligation quote
Yours to spend as you like:
The cash you raise is yours to use for almost any purpose.
You could pay off what you owe - for instance, on your credit
or store cards, your overdraft, mortgage arrears or any other
debts - to cut your monthly bills down to size and still have
enough left over to spend on some of the more enjoyable things
in life.
Your Cheque issued in approx. 15 working days:
The application process is pretty quick – we can usually
issue a cheque within about 15 working days of receiving your
fully completed and signed application.
So how does it work? What
would my repayments be?
The rates depend on your individual circumstances, however you
will be given a choice of either fixed or variable rates.
The benefit of fixed rates is that it should make it easier to budget for your
repayments, without worrying that rates might rise -
but the choice is yours.
The lender reviews each case individually & the rates that
they charge will vary depending on your individual details
(e.g. the level of arrears, if you have judgments, if you are
self certifying your income etc)
There is one more big benefit that you should consider:
Taking out a new mortgage will give you the opportunity to
clear up your arrears, sort out all your debts & make a
fresh start.
It will also give you the opportunity to rebuild your
credit history.
And don't worry...you don't have to come
into the office - we can arrange all the details by email,
phone & post.
Take
the first step in making a fresh start - apply for a
no-obligation quote
A loan consultant will review your details & email you a
quote within 24 hours (Monday– Friday)
An
arrangement fee is charged on non status mortgages. We will confirm
the arrangement fee to you in writing. You do not need
this money upfront - it can be taken out of your mortgage
cheque.
Our Terms
and Conditions and Privacy Statement
apply to your use of this website.
Information regarding products and services on this website is
intended for residents of Ireland only.
Registered Office: 11 The Mall, Beacon Court, Sandyford,
Dublin 18. Tel: Tel: 1890 44 88 44
Registered in Ireland No 331320.
Mortgages
Direct LTD t/a Mortgages Direct is regulated by the Financial
Regulator.
Copyright Mortgages Direct Ltd 2001 - 2009
You can request a copy of your credit report from The Irish
Credit Bureau
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